Introduction

Welcome to FinancialCHAKRAS.com (the “Website”). These Terms of Use (“Terms”)
govern your access to and use of the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.

Use of the Website

Eligibility: You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you meet this eligibility requirement.

Account Registration: To access certain features of the Website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account.

Prohibited Conduct: You agree not to:

Use the Website for any illegal purpose or in violation of any local, state, national, or international law.
Post or transmit any content that is harmful, offensive, defamatory, infringing, or otherwise objectionable.
Use any automated means to access the Website or extract data from the Website.
Interfere with the operation of the Website or any user’s enjoyment of the Website.
Attempt to gain unauthorized access to the Website, other accounts, computer systems, or networks connected to the Website.

Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of FinancialCHAKRAS.com or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on the Website without our prior written consent.

Disclaimers

The Website is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Website, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, FinancialCHAKRAS.COM shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

Use the Website for any illegal purpose or in violation of any local, state, national, or international law.
Post or transmit any content that is harmful, offensive, defamatory, infringing, or otherwise objectionable.
Use any automated means to access the Website or extract data from the Website.
Interfere with the operation of the Website or any user’s enjoyment of the Website.
Attempt to gain unauthorized access to the Website, other accounts, computer systems, or networks connected to the Website.

Indemnification

You agree to indemnify and hold harmless FinancialCHAKRAS.com/, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the state and federal courts located in [Your County], [Your State], for the purpose of litigating all such claims or disputes.

Changes to the Terms

We reserve the right to modify these Terms at any time. If we make material changes to these Terms, we will notify you by posting the updated Terms on the Website and revising the “Last Updated” date at the top of these Terms. Your continued use of the Website after such changes will constitute your acceptance of the new Terms.

Please note:

Payments made are non-refundable under any circumstances.

SMS Communications:

By providing your mobile phone number and opting in through our website, you consent to receive SMS messages from Financial Chakras LLC.

These messages may include:

• Appointment reminders

• Customer support

• Inquiry confirmations

• Follow-up communications

• Promotional offers (only if separately opted in)

Message frequency varies based on your interaction with our services.

Message and data rates may apply.

Reply STOP at any time to unsubscribe.

Reply HELP for assistance.

Your SMS consent is not a condition of purchasing any products or services.

Financial Chakras LLC does not sell, rent, or share your mobile phone number or SMS consent with third parties or affiliates for their marketing purposes.

Privacy Policy

Effective Date: July 14, 2026

Financial CHAKRAS LLC ("Financial CHAKRAS," "Company," "we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or communicate with us.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Company Information

Financial CHAKRAS LLC

Website:

https://www.financialchakras.com

Business Address:

1013 Centre Road

Wilmington, DE 19805

United States

Phone:

+1 (410) 493-3358

Email:

[email protected]

2. Information We Collect

We may collect personal and technical information when you interact with our website or services.

Personal Information

We may collect:

Full Name

Email Address

Mobile Phone Number

Mailing Address (if provided)

Appointment Information

Billing Information (processed securely by third-party payment providers)

Customer Support Requests

Information submitted through forms or surveys

Any other information you voluntarily provide

Technical Information

When you visit our website, we may automatically collect:

IP Address

Browser Type

Device Type

Operating System

Internet Service Provider (ISP)

Date and Time of Access

Pages Visited

Referral URLs

Website Usage Statistics

Clickstream Data

SMS Information

If you opt in to receive SMS messages, we may collect:

Mobile Phone Number

SMS Consent Records

SMS Preferences

SMS Delivery Status

Message History

Opt-In and Opt-Out Records

3. How We Use Your Information

We use your information to:

Provide requested services

Respond to inquiries

Schedule appointments

Send appointment reminders

Deliver customer support

Send marketing communications (only with your consent)

Improve our website and services

Process payments

Prevent fraud and unauthorized access

Comply with legal obligations

4. SMS Communications

If you voluntarily opt in, Financial CHAKRAS LLC may send SMS messages including:

Appointment reminders

Customer support

Inquiry confirmations

Follow-up communications

Service updates

Event reminders

Promotional offers (only if separately consented)

Message frequency varies.

Message and data rates may apply.

Reply STOP to unsubscribe at any time.

Reply HELP for assistance.

Consent to receive SMS messages is not a condition of purchasing any products or services.

5. How We Share Information

We do not sell, rent, or trade your personal information.

We may share information only with trusted service providers that help us operate our business, such as:

Payment processors

Website hosting providers

CRM providers

Email service providers

SMS service providers

Analytics providers

These providers are contractually required to protect your information and use it only to provide services on our behalf.

6. SMS Privacy Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared with any third parties under any circumstances.

7. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

Remember user preferences

Improve website functionality

Analyze website traffic

Measure website performance

Enhance user experience

Cookies may collect:

Browser information

Device information

Session identifiers

Website usage statistics

You may disable cookies through your browser settings. Some website features may not function properly if cookies are disabled.

8. Data Security

Financial CHAKRAS LLC implements reasonable administrative, technical, and physical safeguards to protect your personal information.

Security measures include:

Secure HTTPS encryption

Secure server infrastructure

Access controls

Password protection

Firewall protection

Limited employee access

Routine security monitoring

Although we strive to protect your information, no method of electronic transmission or storage is completely secure.

9. Data Retention

We retain personal information only as long as necessary to:

Provide requested services

Meet legal obligations

Resolve disputes

Enforce agreements

When no longer needed, information is securely deleted or anonymized.

10. Your Rights

Depending on your location, you may have the right to:

Access your personal information

Correct inaccurate information

Request deletion of your information

Withdraw consent

Opt out of marketing communications

Request a copy of your data

To exercise these rights, please contact us using the information below.

11. Children's Privacy

Our services are not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 years of age.

12. Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of third-party websites.

13. Changes to This Privacy Policy

Financial CHAKRAS LLC may update this Privacy Policy at any time.

Changes become effective immediately upon posting to this page.

The updated effective date will appear at the top of this Privacy Policy.

14. Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact us.

Financial CHAKRAS LLC

Website:

https://www.financialchakras.com

Email:

[email protected]

Phone:

+1 (410) 493-3358

Business Address:

1013 Centre Road

Wilmington, DE 19805

United States

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